When we talk about chiropractic insurance, two completely difference subjects may pop up in different peoples’ minds depending on which side of chiropractics they are on: doctor or patient.  No matter what kind of insurance we are talking about though, it is an important thing to have.  Chiropractic insurance is vital to both chiropractors and their patients.

To chiropractors, chiropractic insurance is their medical malpractice insurance.  There are quite a few different companies that offer chiropractic malpractice insurance.  Malpractice insurance is a must have for any chiropractor.  This malpractice insurance is their saving grace in the even that anything goes wrong.  Most people probably have the impression that malpractice insurance is an outrageous cost.  The malpractice insurance for an M.D. can range from about $20,000 to over $200,000.  For chiropractors however, their malpractice insurance will probably cost about $1,000 to $2,000.  A fraction of the cost that M.D.’s pay (this can be seen as a reflection of the safety of chiropractic medicine).

To chiropractic patients, chiropractic insurance refers to their health insurance and its coverage of chiropractic medicine.  Not all insurance covers chiropractic medicine or all chiropractors.  It is important to check with your insurance provider to find out what kind of coverage you have or which chiropractors are covered under your plan.  According to a recent study, only about 20% of patients pay for their chiropractic care out of pocket.  The other roughly 80% pay through private insurance, worker’s compensation, Medicare or Medicaid.

Whether you are a chiropractor or a patient, you probably know the importance of chiropractic insurance.

When we talk about chiropractic insurance, two completely difference subjects may pop up in different peoples’ minds depending on which side of chiropractics they are on: doctor or patient.  No matter what kind of insurance we are talking about though, it is an important thing to have.  Chiropractic insurance is vital to both chiropractors and their patients.

To chiropractors, chiropractic insurance is their medical malpractice insurance.  There are quite a few different companies that offer chiropractic malpractice insurance.  Malpractice insurance is a must have for any chiropractor.  This malpractice insurance is their saving grace in the even that anything goes wrong.  Most people probably have the impression that malpractice insurance is an outrageous cost.  The malpractice insurance for an M.D. can range from about $20,000 to over $200,000.  For chiropractors however, their malpractice insurance will probably cost about $1,000 to $2,000.  A fraction of the cost that M.D.’s pay (this can be seen as a reflection of the safety of chiropractic medicine).

To chiropractic patients, chiropractic insurance refers to their health insurance and its coverage of chiropractic medicine.  Not all insurance covers chiropractic medicine or all chiropractors.  It is important to check with your insurance provider to find out what kind of coverage you have or which chiropractors are covered under your plan.  According to a recent study, only about 20% of patients pay for their chiropractic care out of pocket.  The other roughly 80% pay through private insurance, worker’s compensation, Medicare or Medicaid.

Whether you are a chiropractor or a patient, you probably know the importance of chiropractic insurance.